Signature Loans

What are Signature Loans?

Signature loans are a type of loan that uses the client's signature as a promise to pay. Typical no collateral besides their signature is taken in exchange for the loan. Normally a signature loan can be used for anything the consumer sees fit, hence the nickname "personal loan."

When issuing a signature loan, the financial institution will typically look for a good source of credit history and a steady source of income. We have fixed monthly payments. Our contracts do not normally exceed 12 months to help you save on additional interest. We do have longer terms up to 48 months on some loans and our monthly payments are as low as $31.50. We loan up to $1,600 with affordable monthly payments.

We do not penalize for paying off your loan early - in fact, you save money by not using the full terms. We also give credit increases to clients who pay on time with no late charges. This will allow you to borrow more money than your original note.

Cash Proceeds APR Term Payments Loan Amount*
$1,000.00 35.89% 31 months $49.94 $1,547.92

*This is an example are for illustrative purposes only. The example is not a guarantee, agreement, or commitment to loan funds or to extend credit, interest rates and terms are subject to change at any time without notice. Rate, terms, and fees are based on individual budgets and approval basis. There is no guarantee of credit approval or qualification for the advertised rates, fees, or terms shown. Request the fees, terms, and rate information before receiving a loan.

Our loans are both affordable and hassle-free. Call us today for a loan up to $1,600 at 512-472-7297.


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8:00 am-1:00 pm




Read What Our Clients Say

  • "This is a really gr8 place to obtain a short term signature loan. Mary Ann and Dale are wonderful, personable people who take really good care of the customers. I highly recommend this place of business."
    Ernest Escamilla
  • "I have used CIC Finance everything was done over the phone it was so easy Maryann is so helpful always friendly she had all the paperwork prepared and ready for me to sign on the spot great place I highly recommended"
    Olivia Leal